Terms & Disclaimer

Every opinion and content on this site including the blog are my own and do not in any way reflect that of my current or past employers.

I am doing this as an individual in my own time and do not represent my current or past employers in any way.  

These face-face are not for offering a job or even referring you to one. It is purely to have a discussion and share my experience and should not be construed as an offer for a job by any means. 

For any money discussions it is completely up to you on how much you want to share. I can assure that I will not willingly share any details discussed or use that data in any way.

Money discussions are mostly around how to look at money to save for retirement or other purposes and not intended to be a session to share a hot stock or mutual fund tip or even any quick-rich schemes for that matter. 

If you require detailed money investment help please consult a SEBI registered financial advisor. I am not registered or accredited financial advisor by SEBI and am only sharing my experiences and urge you to do your own research before making any financial decisions. 

I will not be held responsible for any decisions you take based on our conversations as its meant to be an experience sharing and the expectation is that you will act in your own capacity to research and decide the next steps based on what works for you. 

If you are connecting or engaging with me through this site or through social media in any way then it is assumed you have gone through these disclaimers and terms and agree to them fully and willing to engage in discussions out of your own free will in a respectful manner. Otherwise, I am at liberty to decline the discussion or cut it short if needed and you abide by these conditions.